Please read these Notices in their entirety before using this Web site. Your use of this Web site signifies your acceptance and agreement to the Terms and Conditions of Use. For your protection, Harris Fraser Group has the right from time to time to make changes to individual provisions.
Harris Fraser Group policy and first priority is to safeguard any information provided by our clients. We will strictly comply with the requirements of the Personal Data (Privacy) Ordinance. This means the internationally recognized standards of personal data protection will be adhered to. It is also our company policy to contractually commit and enforce our staff to abide with the practice on Privacy Policy.
When you visit our company web site, we will record your visit only as a "hit" which will be used to prepare general and marketing statistics. Only the necessary information for application processing or general inquiries will be collected, and the client will be informed of the purposes and its use, possible transfer and disclosure and the right of access to and correction of information collected. In order to ensure the security and confidentiality of personal data we collect and apply proprietary encryption techniques to ensure safe data transmission. We will not collect any information from customers without their prior notice.
Once we obtain client's personal information, only the authorized staff will be permitted to access client information, and under no circumstances will client information be revealed to any external organizations without our clients' expressed agreement or unless it is required to do so by law. From time to time, we may send promotional materials regarding our products to clients according to the collected information.
We will stop sending promotional materials to customers when they show us their preferences by writing or acknowledging to us their wish for cancellation of such material.
We will continuously assess ourselves to ensure that our client's privacy is properly respected and protected. To protect our client's data and to ensure the highest level of Internet security we have included the use of new Server Net Technology, Firewall and proxy servers. We are also committed to a high level of security standards to ensure against unauthorized access and the continuous monitoring of ever-involving Internet security issues, tools and new methodologies. The personal software that users install on their personal PC and for using on the Internet can impact the security environment necessary for Internet transactions with our company. Client themselves should also maintain their own personal security whilst using the Internet. Clients should ensure that they are familiar and are comfortable with the level of security of their web browser and to watch for security alerts affecting the software on their PC. Traditionally in the past, the use of Internet and web sites is not a secure medium for communication. Any confidential, proprietary or sensitive information transmitted by a user by means of this web site may be read and copied by unauthorized persons. Harris Fraser Group cannot ensure the complete privacy, accuracy and authenticity of any information or instructions you send to us or we send to you over the Internet. Harris Fraser Group will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.
Whilst the contents of our web-site is based upon sources of information believed to be reliable, no guarantee, warranty or representation, express or implied, is given as to their accuracy or completeness. Neither Harris Fraser Group nor any affiliate, nor any officers, directors, employees accepts any liability or responsibility in respect of the information or any recommendations expressed herein which, moreover, are subject to change without notice. The value of investments and any income generated may go down as well as up and is not guaranteed. Past performance is not necessarily a guide to future performance. Changes in rates of exchange may have an adverse effect on the value, price or income of investments. Investors should be aware of the additional risks associated with funds, which invest in emerging and developing markets.
The information posted in our web-site is not an offer nor a solicitation to buy or sell any investment referred to in our web-site but is merely provided for informational purposes only. Investors are advised that they should refer to the fund prospectus(es) for full details.
Harris Fraser Group has taken ALL necessary precautions and steps to protect Clients Personal Data and Company proprietary information. This includes (but not exhaustive of) the installation of a Web Server and Database Server, Firewall protection, and contemporary system backup services. Furthermore, our company has adopted system integrity measures, such as Password Protection and User Access Restrictions to ensure total protection of proprietary software and data. Harris Fraser's Web Server and E-Broker Database proprietary software is capable of handling multiple concurrent users to access and place orders. Harris Fraser Group is fully committed to providing responsiveness and timely order processing to its valued clientele.
Harris Fraser Group has a contingency plan and disaster management plan to cater for natural/physical, technical and human disasters. The Company's contingency plan addresses all mission critical services and operations to minimize disruption of services to the Company and Clients and to ensure a timely resumption of operations in the event of a disaster.
Contingency procedures have been established to enhance awareness and employee responsiveness, alleviate confusion and to provide a logical process of providing continuity of service to our valued clientele.
Harris Fraser Group acknowledges that the Internet is an inherently unreliable medium of communication due to unpredictable traffic congestion and for other technical reasons which is beyond our control and cannot or shall not be held responsible.The User(s) of our web site (www.harris-fraser.com) acknowledge that as a result of such unreliability, there may be delays in the transmission and receipt of Client Instructions and other information and that this may result in delays in the execution of Instructions and that fund price(s) may/will be subject to price change(s).
In the event of any transmission interruptions or Internet accessibility to our web-site (www.harris-fraser.com), all Clients/Users may revert to the following means of communication to contact us:
Harris Fraser Group
Rm 901-903 Tai Tung Building,
8 Fleming Road,
Wan Chai
Hong Kong SAR
Telephone: (852) 2827 2278
Fax: (852) 2827 2283
Email: info@harris-fraser.com
Insurance linked products and services are made available through insurance companies and their counter-parties. Use of their products and services will be subject to the respective insurance company's terms and condition of services.
Entire publication c Harris Fraser Group. All rights reserved. Other than for personal use, this material may not be reproduced in any form, or by any means, without the prior written permission of Harris Fraser Group.
To put another way, clients may copy, download, or print available contents from this web site for your personal, non-commercial use only. Content copied, downloaded or printed must retain all the copyright, trademark and other proprietary notices. For commercial use of any portion of the contents you must obtain the prior written consent from Harris Fraser Group or the appropriate content provider.
Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this web site may constitute trade names, registered or unregistered trademarks or service marks (Trademarks) of Harris Fraser Group or of third- parties that are used under license. However, the display of Trademarks on the pages of this web site does not imply the grant of any license to anyone else.
The contents of the Harris Fraser Group web site are distributed to you without warranty of any kind. Use of the web site and its contents are at the risk of the user. Harris Fraser Group and its content providers are not liable for any damages you may incur for your use of this site. Although we make every reasonable effort to do so, we make representations that the information presented is accurate, complete or timely.
Third-Party Web Sites: Our web site contains links to third party sites. These links are provided for the use of our valued clients and investors, however, they are not under the control of our company, nor are we liable for any damages, which you may incur. We are not responsible for their contents, nor should they be considered an endorsement of the individual linked site.
Harris Fraser (International) Limited within the Group is incorporated in Hong Kong and is registered with the Hong Kong Securities and Futures Commission as a Securities Dealer. Harris Fraser Group shall comply with any and all conditions imposed by the Hong Kong Securities and Futures Commission in accordance with such Certificate of Registration, the requirements of the Hong Kong Securities and Futures Commission and all applicable Ordinances, subsidiary legislation, rules and codes of conduct/ethics.
All transactions executed outside of Hong Kong shall be subject to the local jurisdiction, rules and regulations of any other relevant trading exchange(s) or market(s) and, if applicable, of their respective authoritative regulators where the transactions are executed by the Securities Dealer or its agents/underwriter.
No warranty: The information in this web site service is provide as is with all faults. While Harris Fraser Group believes the information to be correct, it makes no warranty, expressed or implied, as to the accuracy, completeness, quality or adequacy of the information.
Changes to Information: Changes may be made at any time to this service and the information contained herein without prior notice.
No Advice: Information provided in this web site is not intended to constitute legal, accounting, financial or tax advice, and should not be relied upon in any such regards. It is not intended to be a comprehensive or detailed statement concerning the matters addressed. Many factors unknown to us may affect the applicability of any statement or comment that we make on our web site to your particular circumstances.
Information in this web site does not constitute an offer to buy or sell products or services of Harris Fraser Group and/or its subsidiaries and affiliates. Every user of this web site is still advised to seek professional advice before acting on any part of the information contained herein.
Users are reminded that important information about mutual funds is contained in their simplified prospectuses, which should be read carefully before investing. Copies of such prospectuses are available without charge from Harris Fraser Group. The past performance of a mutual fund is not indicative of future performance. Unit value, yields and investment returns will fluctuate.
Harris Fraser Group of companies expressly disclaims any liability for losses or damages, whether direct or indirect, special or consequential, incurred by any user of this web site. By accessing this web site, each user releases Harris Fraser Group and all related companies and their respective directors, officers, employees and agents from all claims and proceedings for all such losses, damages or consequences.
Links to other web sites or references to products, services or publications other than those of Harris Fraser Group are for convenience only and do not imply the endorsement or approval of such web sites, products, publications or services by Harris Fraser Group or its subsidiaries of affiliates.
Use of this web site is not intended and shall not be deemed to create any legal relationship of any kind between the user and Harris Fraser Group nor to amend or vary any existing legal relationship. All products and services of Harris Fraser Group and its subsidiaries and affiliates are subject to the terms of any agreement by which they are normally made commercially available.
The contents of the Valuation Reports are merely for client reference only. Valuation prices are subject to market prices changes and fluctuations, therefore clients are requested to refer to their Financial Adviser or Fund Houses for current prices. When making decisions about your investment or portfolio valuation, you should seek the advice of your professional financial adviser.
Any redistribution of information found on this site is strictly prohibited.