Harris Fraser Elite

Harris Fraser Elite’s Discretionary Investment Management caters to high net worth individuals and family offices. We understand that the increasing pace and complexity of global financial markets present a host of challenges for investors trying to manage their portfolios. As such, we invest and manage assets on our clients’ behalf with the help of our unique network of experts and business partners in order to maintain and grow their wealth. Clients' diversified, discretionary portfolio may incorporate a mix of Harris Fraser solutions or third-party products across the spectrum of asset classes and include developed or emerging market fixed income and equities, as well as alternative investments such as discretionary hedge fund portfolios and advisory hedge portfolios or real estate. Clients can choose their portfolios to be managed by Harris Fraser In-house Discretionary Solutions, or a dedicated Relationship Manager, or by using an External Asset Management (EAM) model with one of our preferred private banks.

Harris Fraser Group partners with reputable private banks to provide global private banking and External Asset Management (EAM) services for our clients. EAMs are increasingly being used to work as external advisors on lasting settlements such as successions, trusts and foundations. EAMs offer flexibility and highly personalised client service. Relationship Managers can suggest a wider range of diversification options than traditional banks. EAMs can also provide high-quality strategic advice on choosing between products and solutions that benefits the client.

Harris Fraser maintains good relationships with professional immigration consultants. We can provide immigration advice based on our clients’ needs. Given immigration regulations change rapidly, high quality immigration services are essential.

Universal Life is a flexible, premium life insurance policy that can help high net worth individuals grow, preserve and transfer their wealth to the next generation. The amount of premium can be varied by applying a portion of the accumulated savings to cover the cost. Clients can also modify the death benefit amount while the policy is in force. Typically, there is a guaranteed rate of return of the savings portion for the first year, and a minimum for the life of the policy.