Terms of Use and Disclaimer

By accessing and using http://www.harris-fraser.com and web pages under the same domain name (the "Website"), you agree to be bound by the following Terms of Use and Disclaimer and all terms and conditions contained or referenced herein or any additional terms and conditions set forth on the Website. If you do NOT agree to all of these terms, you should NOT use the Website.

These Terms of Use and Disclaimer may be amended by Harris Fraser Group ("HFG") at any time. Such amended Terms of Use and Disclaimer shall be effective upon posting on the Website. Please check the Terms of Use and Disclaimer published on the Website regularly to ensure that you are aware of all terms and conditions governing your use of the Website.

HFG reserves the right to make changes or updates with respect to or in the content of the Website or the format thereof at any time without notice. HFG reserves the right to terminate or restrict access to the Website for any reason whatsoever at its sole discretion.

Although care has been taken to ensure the accuracy of the information and contents of the Website, which are obtained from sources believed to be reliable, HFG does not represent, warrant or guarantee the accuracy, completeness, timeliness, reliability or suitability of the information or contents for any particular purpose. HFG bears no tortious, contractual or any other liability to you and/or any third party arising in connection with the use of the Website, or reliance on any information, contents or services provided herein. HFG will under no circumstances be liable to you and/or any third party for losses of any kind, including but not limited to lost profits or lost opportunity, any indirect, special, consequential, incidental or punitive damages.

HFG does not warrant, promise or make any representations as to the security of the Website, unless it has stated, warranted or promised that a particular function is duly and effectively encrypted. You should acknowledge that any information transmitted into or from the Website may be intercepted and influenced howsoever by any third party who is out of HFG's knowledge or control. HFG does not warrant that the Website and/or the server of the Website and/or any communications sent from HFG are free from any malicious attacks, virus, malwares or any other elements which may be harmful to you and/or your property.

HFG, its associates, affiliates and/or subsidiaries will in no circumstances be liable for any direct/indirect, consequential, incidental damages resulting from, arising out of or in connection with the use of, on inability to use the Website or any content herein, even if HFG, its associates, affiliates and/or subsidiaries has been advised of the possibility.

The Website may provide links to other websites that are not under the control of HFG. HFG shall not be responsible in any way for the content of such other websites. HFG provides such links only as a convenience to the user of the Website, and the inclusion of any link to any such web sites does not imply endorsement by HFG of the content of such websites.

HFG has and reserves all Copyright and/or all other right, whether it is in proprietary nature, of the content of the Website, including but not limited to software, audio, video, text and photographs. All rights in the content not expressly granted herein are reserved. Except for otherwise provided, information or contents published on the Website may be reproduced or distributed in unmodified form for personal and non-commercial use only. The information or content of the Website may not be copied, transmitted, disseminated, sold, distributed, published, broadcasted, circulated, stored for subsequent use or commercially exploited in any manner without the prior written consent of HFG.

Any material, content or information sent through or in connection with the Website by you ("User Materials") will be treated as non-confidential and non-proprietary, and immediately become the property of HFG, subject to any privacy policies posted on the Website. HFG may use such User Materials as it deems fit, anywhere in the world, without obligation for compensation, and free of any moral rights, intellectual property rights or other proprietary rights in or to such User Materials.

The information or contents on the Website may contain certain projections, plans, objectives and/or forward-looking statements with respect to the financial condition, results of operations and business of HFG or any of its associates, affiliates and/or subsidiaries. By their nature, projections, plans, objectives and/or forward-looking statements are not absolutely reliable and involve risk and uncertainty, because they are related to or depend on unpredictable or future factors, which could cause material or substantial impact on the accuracy, reliability and authenticity on those projections, plans, objectives and/or forward-looking statements.

None of the information or contents herein constitutes a solicitation or offer by HFG to buy, sell or otherwise deal in, whether as principal or agent or otherwise, any products, services or recommendation of whatsoever nature.

These Terms of Use and Disclaimer shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China (the "Hong Kong SAR"). You agree to the non-exclusive jurisdiction of the courts of the Hong Kong SAR for any claim or cause of action arising out of, or relating to or in connection with these Terms of Use and Disclaimer or your use of the Website, provided that you agree to submit any such claims or causes of action exclusively to the courts of the Hong Kong SAR.

Personal information provided or collected through or in connection with the Website shall only be used in accordance with HFG's Privacy Policy.

Should there be any conflicts or divergences between the English and Chinese versions of these Terms of Use and Disclaimer, the English version shall prevail.